Managing Debt

Managing debt doesn't have to be overwhelming. Our tips and tools can help you borrow wisely and pay off debt more quickly.

  • Managing Debt: DOs and DON'Ts

    Managing Debt: DOs and DON'Ts

    Learn how to better manage your debt so that you can pay off your debt quicker and cheaper

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  • Myths about Bankruptcy and Consumer Proposal

    Myths about Bankruptcy and Consumer Proposal

    Learn the top myths about consumer proposal and bankruptcy. Consumer proposal or bankruptcy should always be considered last resorts. Try consolidating your debts or talking to your lenders first.

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  • Understanding the Cost of Borrowing and How Amortization Works

    Understanding the Cost of Borrowing and How Amortization Works

    Understand how the various factors affect the cost of borrowing such as the type of loan, the interest rate, how much you borrow and how long your payment term is

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  • Debt Consolidation Calculator

    Debt Consolidation Calculator

    Use this tool to help you make sense of your debt consolidation plan. You'll be able to determine how much money you can save by consolidating your debts into one lower interest rate loan.

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  • Take Our Quiz: What is your debt management style and how can you improve?

    Take Our Quiz: What is your debt management style and how can you improve?

    How you deal with debt says a lot about your personality. Take this quiz to find out your debt management style, what motivates you to have that style and how you can use it to help get out of debt.

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  • What is Your Debt Management Style?

    What is Your Debt Management Style?

    Understand your motivations and relationship with money and use that knowledge to find a debt management style and debt solutions that work for you.

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  • Take Our Quiz: Do you know how to manage your installment loan?

    Take Our Quiz: Do you know how to manage your installment loan?

    Test your knowledge to see if you understand all the details about managing your installment loan.

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  • How to Manage Your Installment Loan

    How to Manage Your Installment Loan

    Tips to help manage your installment loan well so that you can protect or rebuild your credit score and get better rates in the future.

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  • 4 Ways to Use Your Income Tax Refund

    4 Ways to Use Your Income Tax Refund

    For many Canadians, their income tax refund represents an opportunity get ahead with some of their financial goals. Use yours wisely!

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  • Home Sweet Home. How to Pay Off Your Mortgage Faster

    Home Sweet Home. How to Pay Off Your Mortgage Faster

    Every year, about one-third of mortgage holders take steps to decrease the amount they have to pay overall on their home financing.

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  • Take Our Quiz: Do you know how to spring clean your finances?

    Take Our Quiz: Do you know how to spring clean your finances?

    Take this quiz to find out if you know how to start organizing and simplifying your finances.

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  • Spring Clean Your Finances

    Spring Clean Your Finances

    Tidying up your finances is a lot like spring cleaning your house – you want to bring order to the chaos and live a better life. Here are 5 ways to tidy up your financial house.

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  • Canadians in Debt

    Canadians in Debt

    Learn about how big the household debt problem is in Canada and how you better manage your debt

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  • Take Our Quiz: Do you know how to deal with financial distress?

    Take Our Quiz: Do you know how to deal with financial distress?

    Take this quiz and see what you already know, and don't know, about dealing with financial distress.

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  • Overcoming Financial Distress: How Do You Pay Your Bills When You Can’t Pay Your Bills?

    Overcoming Financial Distress: How Do You Pay Your Bills When You Can’t Pay Your Bills?

    The first thing to do when in financial distress is to take a deep breath and tell yourself there are options. The worst thing to do is avoid the problem. So, let’s take a look at what can be done.

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  • Take Our Quiz: Do you know how to cure your holiday bill hangover?

    Take Our Quiz: Do you know how to cure your holiday bill hangover?

    If you’re like many Canadians, you hit the credit cards pretty hard through the holiday season and January comes with an unpleasant holiday bill hangover. Do you know how to cure it?

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  • The Cure for the Holiday Bill Hangover

    The Cure for the Holiday Bill Hangover

    According to credit bureau TransUnion, the average Canadian carried $29,967 in non-mortgage debt in the third quarter of 2018, a 3.9% increase over the same period last year.

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  • What is debt consolidation, and is it right for you?

    What is debt consolidation, and is it right for you?

    Have you found yourself in a spot where it seems you have too many debts and too many payments to make every month, making it hard to achieve your financial goals?

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  • Money Minute - How to Consolidate Your Debt4:41

    Money Minute - How to Consolidate Your Debt

    This week Kevin talks about great ways to help consolidate your debt!

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  • Money Minute - Managing Credit Cards4:17

    Money Minute - Managing Credit Cards

    This week Kevin looks at the best ways to manage your credit cards!

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